Care home plans to protect your home in the event that long term care may become required.

Home protection plans to protect your children's inheritance in the event of separation, remarriage after divorce, or the death of a spouse.

Nil rate band trusts to help reduce or eliminate your Inheritance Tax liability*

Pilot trusts to reduce, minimise or eliminate Inheritance Tax.

Discretionary trusts to keep assets out of the names of the intended beneficiaries. Discretionary trusts are used, principally, in one or more of the following circumstances:
• Where a beneficiary is mentally disabled and unable to manage their finances.

• Where a beneficiary is otherwise disabled and in receipt of state benefits, which would be reduced or lost should they inherit a substantial sum.

• Where a beneficiary is alcohol or drug dependent and you are concerned that they will misuse their inheritance.

*Not applicable to married couples or those in a Civil Partnership.

Asset protection trusts: Essentially used in the following circumstances:
·  To reduce the costs and complexities of Probate.

· To providing for children from other relationships.

· To protect children’s inheritance in the event of divorce, or the premature death of a spouse and subsequent remarriage of the survivor, thereby guaranteeing bloodline inheritance.

· To protect against creditors or bankruptcy.

· To assist in Sharia compliant estate planning.

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